A stolen car is primarily covered under which type of personal auto coverage?

The correct choice is comprehensive coverage, as it specifically addresses damage to your vehicle from non-collision events, including theft. Comprehensive coverage is designed to protect against a variety of risks outside of accidents on the road, such as vandalism, natural disasters, and theft. When a car is stolen, a policyholder with comprehensive coverage can file a claim to recover the value of the vehicle.

Collision coverage, on the other hand, addresses damage to your vehicle resulting from a collision with another vehicle or object, which would not apply in the case of theft. Liability coverage is focused on damage or injury you cause to another person or their property while driving. Underinsured motorist coverage is intended to cover expenses if you're in an accident with a driver who has insufficient insurance, and it does not relate to incidents of vehicle theft. Therefore, comprehensive coverage is the appropriate type of auto insurance for a stolen vehicle.