According to the Vehicle Financial Responsibility Law, what are the required auto insurance limits?

The Vehicle Financial Responsibility Law in Georgia mandates specific minimum auto insurance limits to ensure that motorists have adequate coverage in the event of an accident. The correct answer of 25/50/25 reflects the minimum essential coverage for bodily injury and property damage liability.

This means that the policy must provide at least $25,000 for bodily injury per person, up to a maximum of $50,000 for bodily injury per accident (total for all parties involved), and $25,000 for property damage. These limits are designed to protect individuals and property involved in accidents and ensure that responsible parties can cover the damages they may cause.

Understanding these limits is crucial for anyone who drives in Georgia, as they form the legal foundation for auto insurance requirements in the state. Failing to maintain at least this minimum coverage can result in legal penalties, including fines or suspension of driving privileges.