An auto policy with a single limit of $30,000 would pay which of the following amounts in the event of a $10,000 loss to the insured vehicle and a $25,000 bodily injury settlement to a third party?

In this scenario, the auto policy has a single limit of $30,000 for both property damage and bodily injury liability. When there is a loss to the insured vehicle of $10,000 and a bodily injury settlement to a third party of $25,000, the total of these two claims amounts to $35,000. However, because the policy has a single limit of $30,000, it cannot cover the entire amount of both claims combined.

The policy would cover the bodily injury settlement first, which is often seen as a priority in terms of liability coverage. The $25,000 settlement related to bodily injury can be covered under the single limit, which still leaves room for additional costs up to the policy limit. After covering the $25,000 for the bodily injury claim, only $5,000 would be left in the policy limit, which is insufficient to cover the $10,000 loss to the insured vehicle.

Thus, the amount the insurance will actually pay in this situation is the full $25,000 associated with the bodily injury claim, since that takes precedence until the policy limit is exhausted. Therefore, the correct answer reflects that the payout in this case would be the bodily injury settlement, making it $25