If a car skids and rolls over, which coverage would cover the damage?

Collision coverage is designed specifically for instances where a vehicle is damaged as a result of a collision, regardless of the circumstances surrounding that collision. In the case of a car skidding and rolling over, this scenario falls under a collision event since the damage directly results from the vehicle's movement and interaction with the road or other elements.

When analyzing the types of coverage available in an auto insurance policy, it's important to understand that collision coverage helps pay for damages to the insured vehicle after an accident, such as the skidding and rolling over situation described. It typically covers repairs or the replacement of the vehicle up to its actual cash value after deductibles are applied.

Other types of coverage, while relevant under different circumstances, do not apply to this situation. Liability coverage pertains to damages or injuries caused to other parties and their property; comprehensive coverage handles damages from non-collision events (like theft or natural disasters), and uninsured motorist coverage is used when an accident involves a driver who does not have insurance. Therefore, the appropriate coverage for a car skidding and rolling over is indeed collision coverage, which provides the necessary protection for damages incurred in such an incident.