Leased vehicles can be covered under the PAP if they are leased for a minimum of:

Leased vehicles can indeed be covered under the Personal Auto Policy (PAP) if they are leased for a minimum of six consecutive months. This time frame establishes that the leasing arrangement is significant enough to warrant coverage as a personal vehicle rather than a short-term rental or use.

In the context of insurance policies, the six-month period indicates that the vehicle is intended for long-term use by the lessee, thus aligning it more closely with the intent of personal auto coverage. This ensures that the insurance provider can offer comprehensive protection, as these vehicles are often used like any privately owned car.

The duration requirement helps both the insurer and the insured understand the scope of coverage and prevents potential abuse of the policy with transient leasing situations. This means that the vehicle is not merely a temporary possession but forms a part of the insured's daily life, which is important for risk assessment.

Options that suggest shorter or longer leasing periods do not align with the standard underwriting practices for personal auto policies, hence they are not applicable in determining coverage.