Under the DP-2 Broad Form, what types of damage are considered broad (big effect) perils?

Study for the Georgia Personal Lines Agent Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Under the DP-2 Broad Form, the policy provides coverage for a wide range of perils, which are events or circumstances that could cause damage to property. The correct choice highlights that burglary, glass breakage, and accidental discharge fall under the category of broad perils.

The inclusion of burglary ensures that damages or theft of property due to illegal entry is covered. Glass breakage extends this coverage to situations where windows or other glass elements of the property are intentionally or accidentally broken. Accidental discharge covers damage resulting from unexpected leaks or overflow from plumbing systems, which is critical for protecting against water damage claims.

These perils reflect the comprehensive nature of the DP-2 coverage, which is designed to cover damage from a range of events that could significantly impact a homeowner's property. In contrast, the other options either limit the scope of covered perils or do not fully encompass the broader range of perils that the DP-2 aims to protect against.

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