What coverage applies to damages from natural disasters like a flood or hail?

Comprehensive coverage is designed to protect against damages to a vehicle that are not the result of a collision. This includes a wide variety of risks such as theft, vandalism, and natural disasters like floods and hail. Unlike collision coverage, which only applies when your vehicle collides with another vehicle or object, comprehensive coverage will apply when your vehicle is damaged due to environmental factors or acts of nature.

In the context of flooding, hail, or other natural disasters, having comprehensive coverage ensures that you are financially protected from significant repair costs that may arise from these events. This can be especially important in areas prone to harsh weather or flooding.

Understanding the scope of comprehensive coverage emphasizes its critical role in providing a safety net for vehicle owners against unpredictable and potentially devastating natural occurrences.