What does comprehensive coverage protect against?

Comprehensive coverage is designed to provide protection against a variety of non-collision-related incidents that can cause damage to a vehicle. This coverage typically includes protection against theft, vandalism, natural disasters, fire, and hitting an animal. It is distinct from collision coverage, which specifically pertains to incidents involving collisions with other vehicles or objects, and does not extend to damages from incidents like theft or natural disasters.

The focus of comprehensive coverage is on non-collision events, making it vital for vehicle owners who want a broader scope of protection against a range of risks that could result in damage to their vehicle outside of a typical accident scenario. Thus, understanding the nature of what comprehensive coverage protects against is crucial for individuals looking to adequately insure their vehicles.