What does the term "Comparative Negligence" refer to?

The term "Comparative Negligence" refers to a legal doctrine used in personal injury cases to determine the extent of liability between the parties involved in an accident. Under this principle, the ability of the injured party to receive damages is assessed based on the percentage of fault attributed to each party. This means that if both parties were negligent to some degree, the damages awarded to the injured party would be reduced by their own percentage of fault. For instance, if a person is found to be 30% at fault for an accident and the total damages are assessed at $100,000, they would only be entitled to recover $70,000.

This approach allows for a more equitable distribution of responsibility and compensation, as it recognizes that multiple parties can contribute to an accident, and it allows for a more nuanced assessment of damages rather than assigning complete liability to one party.

The other options do not accurately reflect the meaning of comparative negligence. For instance, attributing complete responsibility to one party does not account for shared fault, while clauses in insurance policies and legal time limits for filing claims pertain to other legal and procedural aspects in the context of insurance and tort law.