What does the term "Endorsements" refer to in an insurance contract?

In the context of an insurance contract, endorsements are specific provisions that modify the original terms of the policy. They can introduce changes to coverage, add new benefits, or amend existing terms to better suit the policyholder’s needs. This flexibility allows insurers and clients to tailor the policy more closely to individual circumstances.

Endorsements can also clarify existing terms or provide additional coverage that wasn’t included initially, thus enhancing the overall policy. It is important for policyholders to understand endorsements because they can have a significant impact on the coverage provided by the insurance policy.

The other options describe different aspects of an insurance policy but do not accurately capture the role of endorsements. The main coverage offered would refer to the core terms of the policy as outlined without modifications. Limitations of coverage pertain to restrictions or exclusions written into the policy but do not constitute endorsements. Definitions of terms used provide clarity on the terminology within the policy but do not constitute any changes or additions.