What does "uninsured motor vehicle" NOT include according to the provided definitions?

The term "uninsured motor vehicle" is framed in specific ways according to insurance regulations. An insured vehicle is one that has valid insurance coverage meeting legal and policy requirements. Therefore, it cannot be classified as "uninsured."

The definition typically encompasses vehicles that lack insurance altogether, such as those with no insurance, those covered by an insurer that has become insolvent—meaning they cannot fulfill their obligations—and vehicles that possess insurance coverage but only up to limits that are insufficient to cover the damages from an accident. However, an insured vehicle, one that has active and adequate coverage, does not fall under the definitions of "uninsured" vehicles since it provides financial protection through insurance, thus meeting the criteria that distinguish it from the others in the classification of uninsured vehicles.