What is the term for a civil wrong that violates the rights of others?

The term that refers to a civil wrong which violates the rights of others is a tort. A tort is an act or omission that results in harm or injury to another person, leading to legal liability for the person who commits the tortious act. Torts are the basis for many civil lawsuits and can involve personal injury, property damage, or violations of rights such as defamation.

Understanding the concept of a tort is crucial in insurance and law because it delineates the boundaries of responsible behavior and helps in determining liability for damages in various scenarios. Tort law aims to provide relief to individuals who have suffered harm due to the wrongful acts of others and can take various forms, including intentional torts, negligence, and strict liability.

In contrast, contract refers to an agreement between parties that creates enforceable obligations, negligence specifically points to a failure to exercise reasonable care leading to unintended harm, and liability describes the legal responsibility for one's actions or omissions. While all these terms are important within the legal context, only tort specifically addresses the violation of rights resulting in civil wrongs.