What is the term for issuing false statements intended to harm another person?

The term that refers to issuing false statements intended to harm another person is defamation. Defamation involves making untrue assertions about someone that can damage their reputation. This concept is crucial in both personal and professional contexts, as it addresses how false information can adversely affect an individual's character and standing in society.

Defamation can take two forms: written and spoken. When it is in a written form, such as through articles or social media posts, it is categorized as libel. When the false statements are spoken, it is referred to as slander. However, in the context of the question, "defamation" serves as the overarching term that includes both forms.

Understanding defamation is important, especially for personal lines agents, as it encapsulates liabilities that can arise from communications made about clients or other entities. Knowledge of this term helps ensure that agents are cautious about the representations they make, thereby protecting themselves and their clients from potential legal issues.