What term refers to being held liable for another's damages even without negligence?

The term that refers to being held liable for another's damages even without negligence is known as absolute liability. This legal concept applies in situations where a party can be held responsible for damages or injuries resulting from their actions or operations, regardless of fault, carelessness, or intent. Absolute liability is typically seen in cases involving inherently dangerous activities, such as using explosives or engaging in certain hazardous materials.

The rationale for this legal framework is rooted in public policy, which seeks to ensure that victims receive compensation for harm suffered in situations where it may be difficult to prove negligence. It shifts the focus from the behavior of the defendant to the nature of the activity, making it easier for plaintiffs to recover damages.

The other definitions do not apply in this context. Liability loss is a broader term encompassing various types of claims, constructive total loss pertains to insurance scenarios where property is deemed lost although it exists, and punitive damages are awarded in legal cases as a form of punishment for particularly harmful behavior rather than implying strict liability for damages.