What type of insurance professional mainly represents one or more insurers?

The correct answer is that an insurance agency predominantly represents one or more insurers. An insurance agency is a business that employs agents who act on behalf of the insurance companies, helping to sell insurance products to customers. These agents, who work within the agency, are typically aligned with one or more insurers and assist in placing coverage, advising clients on suitable insurance options, and facilitating the application processes.

An insurance agent refers specifically to an individual who sells insurance policies and represents one or more insurance companies. While agents operate under an agency, the term "insurance agency" encompasses the broader organization, highlighting its role in representing the insurers.

A claims adjuster, on the other hand, assesses claims on behalf of an insurer to determine the amount of loss or damage, working more on the claims side of the process.

An insurance broker serves a different purpose by acting as an intermediary between clients and insurers, often representing the clients' interests rather than the insurance companies.

Understanding these distinctions clarifies that the term “insurance agency” effectively captures the role of representing insurers through their agents.