What type of negligence allows an injured party to collect damages even if they contributed to their own loss?

Study for the Georgia Personal Lines Agent Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The correct answer is comparative negligence, which is a legal doctrine allowing an injured party to recover damages even if they are partially at fault for their own injuries. Under this system, the court assesses the degree of fault of each party involved in the incident. For example, if an injured party is found to be 30% responsible for their injuries while another party is 70% responsible, the injured party can still recover damages but will receive a reduced amount based on their percentage of fault. This concept acknowledges that accidents often occur due to the actions or negligence of multiple parties and seeks to distribute liability fairly.

In contrast, contributory negligence is a stricter rule that prevents any recovery if the injured party has any fault in the incident, while assumption of risk involves situations where a person knowingly enters a risky situation and, therefore, cannot claim damages for injuries sustained in that context. An intervening cause refers to an event that occurs after the initial act of negligence and contributes to the injury, but does not relate to shared responsibility in the manner described in the question.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy