Which coverage is designed to deal specifically with injuries incurred by the INSD regardless of fault?

Medical Payments Coverage is specifically designed to cover medical expenses for injuries incurred by the insured, regardless of who is at fault. This coverage is typically part of an auto insurance policy and provides benefits to the insured and their passengers for medical costs that arise from an automobile accident. It ensures that even if the policyholder is at fault, their medical bills related to an accident will be covered up to the policy limits, allowing individuals to receive prompt medical treatment without the stress of determining fault in the incident.

The other options do not serve this particular function. Collision Coverage primarily addresses damages to the insured’s vehicle resulting from a collision, focusing on physical damage rather than medical costs. Liability Coverage, on the other hand, protects the insured against claims from others for bodily injury or property damage for which they are found at fault, meaning it does not provide benefits for the insured's own medical expenses. Comprehensive Coverage protects against damages caused by non-collision events, such as theft or natural disasters, but like Collision Coverage, it does not cover personal injuries. Thus, Medical Payments Coverage is the most suitable choice for addressing injury-related expenses incurred by the insured regardless of fault.