Which coverage is identified as Coverage D?

Coverage D is identified as Fair Rental Value in property insurance policies. This coverage is designed to compensate the insured for lost rental income if a property that they own and rent out becomes uninhabitable due to a covered loss, such as a fire or severe weather. Essentially, if a damage event prevents tenants from utilizing the property, Fair Rental Value provides financial support equivalent to the rental income that would have been received during the repair period.

This coverage is crucial for landlords who depend on rental income to manage their financial obligations. It helps ensure that the landlord does not suffer financially due to unexpected property damage while still maintaining a need to repair the property to restore it to a usable condition for tenants.

The other options pertain to different types of coverage in property insurance. Improvements, Alterations, and Additions generally relate to enhancements made to a property by the insured, while Trees, Shrubs, and Other Plants cover the loss of landscape features. Property Removal provides coverage for property that is temporarily moved to prevent damage. Each of these options addresses specific needs related to property insurance but does not correspond to Coverage D.