Which homeowners form is specifically designed for tenants living in a rented space?

The homeowners form designed specifically for tenants living in a rented space is the HO-4, also known as the Tenant's Insurance policy. This type of policy provides coverage for personal property and liability for individuals who do not own the home they live in but rent it instead.

The HO-4 policy does not cover the structure itself, as that is the responsibility of the landlord, but it does protect the tenant's personal belongings against risks such as theft, fire, and vandalism. Additionally, it provides liability protection in case someone is injured in the rented property. This makes it a crucial form of insurance for tenants, ensuring that they have financial protection for their possessions and liability.

Other forms mentioned serve different purposes: the HO-2 is a broad form for homeowners that covers the structure and personal property for owners, the HO-6 is designed for condominium owners covering both the unit and personal property, and the HO-8 is for older homes under certain replacement cost considerations. Thus, they do not apply to tenants renting a living space.