Which of the following is NOT a broad form peril covered under DP-2?

Study for the Georgia Personal Lines Agent Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The broad form peril covered under a Dwelling Policy-2 (DP-2) is defined to include numerous risks that can cause loss or damage to a property. Among these perils, fire and lightning are commonly understood as fundamental threats that are inherently included in most property insurance policies, such as DP-2.

In this context, the other options—burglary damage, accidental discharge of water, and glass breakage—represent specific perils that can be covered under the DP-2 policy, extending protections beyond just the basic fire and lightning cover. For example, burglary damage addresses losses that might occur as a result of someone breaking into a property; accidental discharge of water covers damages caused by unexpected leaks or overflow; and glass breakage includes coverage for damage to windows or other glass fixtures.

Fire and lightning are intrinsically accepted as primary perils and, as such, are always part of a policy's coverage framework, which is why they are not categorized as a "broad form peril" that is exclusive to the DP-2 policy structure, unlike the other specified options.

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