Which of the following is NOT typically covered by assigned risk plans?

Assigned risk plans are designed to provide auto insurance coverage for high-risk drivers who may be unable to obtain insurance through standard channels. These plans primarily serve individuals who have difficulty finding coverage due to a history of accidents, traffic violations, or other factors that categorize them as high-risk.

The reason "unautomated vehicles" is the correct answer is that assigned risk plans focus specifically on providing coverage for drivers and vehicles that meet certain eligibility criteria. Unautomated vehicles, which typically refer to advanced vehicles equipped with autonomous driving capabilities, do not fall under the typical scenarios that assigned risk plans are meant to address. These plans are tailored to more traditional personal and commercial vehicles driven by individual operators, making the concept of automating or lack thereof less relevant in the context of the assigned risk coverage.

On the other hand, high-risk drivers are the direct recipients of the benefits provided by assigned risk plans. Commercial auto accidents relate to business use of vehicles and are usually classified differently than personal auto insurance accidents. Personal auto insurance itself is also generally covered and is not excluded from assigned risk plans. Therefore, “unautomated vehicles” stands out as the only category that does not align with the traditional scope of these plans.