Which of the following is NOT included in the Declarations section of an insurance contract?

The Declarations section of an insurance contract serves as a summary of essential information about the policy. This section typically includes details like the identity of the named insured, the policy period, and the policy premium.

The identity of the named insured clearly establishes who is covered by the insurance, while the policy period defines the time frame during which the coverage is effective. The policy premium is critical as it indicates the amount the insured is required to pay for the coverage.

On the other hand, covered perils, which specify the risks or events that the insurance policy will protect against, are generally outlined in a different section of the policy known as the Insuring Agreement or Coverage section. This is where the specific details of what is covered under the policy are elaborated, separating it from the summary elements found in the Declarations. Thus, covered perils are not included in the Declarations section, making it the correct answer.