Which requirement must an individual meet to be deemed trustworthy for a Georgia insurance license?

To be considered trustworthy for a Georgia insurance license, an individual must not have committed any felonies. This requirement reflects the insurance industry's need for integrity and reliability, as agents have a responsibility to manage sensitive client information and handle financial transactions.

A felony conviction may indicate serious legal issues that could affect one’s ability to operate ethically and responsibly within the insurance field. State regulations seek to ensure that individuals in positions of trust, such as insurance agents, have demonstrated a level of moral and ethical behavior that aligns with the expectations of the profession.

While other options might relate to an applicant's suitability, they do not carry the same weight regarding the fundamental requirement of integrity for licensure. Felonies are viewed more seriously in the context of trustworthiness than misdemeanors, employment issues, or past insurance contracts. Thus, the focus on felonies as a requirement is essential for upholding the standard of conduct expected in the insurance industry.