Which section of an insurance contract includes the identity and address of the insured?

Study for the Georgia Personal Lines Agent Exam. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The correct choice identifies the Declarations section of an insurance contract as the part that contains crucial information about the policyholder. This section typically includes the identity of the insured, which is the individual or entity covered by the insurance policy, along with their address and other relevant details such as policy number, coverage amounts, and the effective date of the policy.

The Declarations section serves as a summary of the main aspects of the insurance contract, providing clear identification of the parties involved and the specific details of the coverage being provided. This is essential for both the insurer and the insured, as it sets the basis for understanding who is covered under the policy and under what circumstances.

In contrast, the Conditions section outlines the rights and responsibilities of both the insurer and the insured, detailing how the policy operates and what must be adhered to for the policy to remain valid. The Insuring Agreement section lays out the scope of coverage and what risks are covered. The Definitions section clarifies specific terminology used throughout the policy. Each of these sections plays a distinct role, but the Declarations specifically focuses on identifying the insured and pertinent details associated with them.

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