Who is covered under Personal Auto Policy Medical Payments?

The correct choice covers the driver, passengers, and pedestrians, which highlights the comprehensive nature of Medical Payments coverage in a Personal Auto Policy. This type of coverage is designed to provide payment for medical expenses incurred due to an automobile accident, regardless of who is at fault. It includes not only the insured driver and their passengers but also pedestrians who may be injured as a result of an accident involving the insured vehicle.

This broad scope ensures that a wider range of individuals can receive assistance for medical costs arising from accidents, reflecting the intent to promote safety and support for all parties affected by vehicle incidents. Access to coverage for pedestrians is particularly important as it recognizes the risks they face on the road and provides a safety net for them as well. Therefore, this choice accurately reflects the protective nature of Medical Payments coverage under a Personal Auto Policy.